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視頻標簽：Borrowing mo,財經英語
所屬欄目：高中英語優質課視頻
視頻課題：人教版選修（語言應用類）初級財經英語unit3 Borrowing money教學-浙江
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高中英語人教版選修（語言應用類） 初級財經英語 unit 3 Borrowing money教學-浙江省 - 寧波
選修（語言應用類） 初級財經英語 unit 3 Borrowing money教學設計 奉化高級中學劉旭芳
I. Analysis of the Teaching material
The topic of this unit is borrowing money and it includes two parts, that is, why do people borrow money and how do people borrow. As high school students, the topic may a little bit difficult ,so to make students well understood it , the teacher gave as many chances as possible for students to discuss with classmates and did a survey from classmates. II. Teaching aims and demands 1.Knowledge objective
Make the students master the following words, phrases.
credit, deposit, security, portfolio, assets,loan, option, broker, penalty, investment, get a loan, repay a loan, service a loan, credit rating. 2.Ability objective
1)Students are able to improve the reading ability through reading activities.
2)Students are able to know the reasons as well as advantages and disadvantages of borrowing. 3)Students are able to get familiar with the steps of getting a loan.(Different loan types &conditions, options offered by the lenders, lending institutions,credit rating, ability to repay the loan)
3.Affective objective
Students are supposed to know both pros and cons of campus net loan. At the same time, students need to be cautious when meet with campus net loan. III. Teaching Important Points & Difficult Points 1.Learn the words and phrases listed above.
2.The topic of the text is difficult for high school students and they can’t use English to express themselves.
IV. Teaching procedures: Step I Lead in
To lead in the topic, a short play about campus net loan is put on. After the play, Ask students what lesson they have learned. Students are supposed to know the risk of borrowing money. Step II While-Reading Reasons for borrowing
In this class, we’ll learn why people borrow money and how people borrow money. Go through the beginning of the text and find the answers of the following questions. Q1:What are the two factors that lead to an increasing use of borrowed money?
Q2:.In what conditions, will people borrow money?
To own an item sooner, consumers just pay the first part of a larger payment, which is called ________,with the remaining amount to be paid later.(What is called deposit?) Q3:What are the advantages and disadvantages of borrowing money?
Tip1: Borrowers should take both advantages and disadvantages into consideration before borrowing. Getting a loan
Q1: How do people borrow money?
Borrowers may apply to ______ for _________. (certain lending institution/a loan) Q2: What does the lender look for when offering a loan? Q3: How to increase the chance of getting a loan?
Tip2: Building up a portfolio that increase a borrower's assets will increase the chance of getting a loan.
Q4: What options will people have if they want to apply for a loan?
Tip3: Borrowers have a variety of options when applying for a loan, such as applying in person, using a broker or making an online application. Types of loans & Lending institutions Common loans provided by Lending institutions Loans used for
Lending institutions
Car
New car and used cars Banks
House House, unit and land
Online loan companies
Personal
Travel, furniture, holidays and home improvements ...... Investments
Shares and property
Tip4: It is important for borrowers to understand the different types and conditions of the loans. T: Because different types of products need different types of loans, each with their own loan conditions. For example, the car loan is used for buying new cars and used cars. As we know, the traditional lending institutions are banks, but with the development of Chinese financial system, new banks are coming, some online loan companies such as Ren Ren Dai provide convenient financial services. Let’s do a survey from one of your classmate’s family.
A survey from_______’s family
Getting a loan (options)
Types of loans
Loans used for
Lending institutions
T: It seems that many of your families have got loans, but can anyone get a loan from the bank? Ability to repay
In deciding a borrower’s ability to repay a loan, lenders look at these: borrower’s income 收入狀況
total amount being borrowed 貸款總額 interest rate being charged 支付的利率
amount of deposit that is being provided 首付金額度 regular loan repayment amount 分期還款額度 regular repayment time period 分期還款頻率
total length of the loan repayment period 還清貸款時間
penalty conditions of the loan if not paid promptly 拖欠還款處罰條件
Tip5: The ability to repay the loan is an important consideration for borrowers, otherwise the loan will be rejected. Credit rating
Q1: What will be conducted by the lenders when borrowers apply for a loan? Q2: How to build up a good credit record ?
Tip 6: It is a good idea to borrow small amounts of money to buy small-value items to build up a good credit record.
T：Let’s put what we’ve learned into practice. Step III Consolidation
Suppose your friend Maggie tells you in a letter she wants to buy a house which will cost her RMB2,000,000 ,but she has only 800,000 in hand. Write back to give your suggestions. What are expected to be included in your writing? getting a loan
advantages and disadvantages of getting a loan how to get a loan
some special conditions she should know before applying for a loan IV. Blackboard Design. Reasons
Why to borrow
Borrowing money Advantages&Disadvantages
How to borrow Security Options
Types&conditions Credit rating Ability to repay
V. Reflection
這堂課基本做到了把課堂讓給學生，讓學生在自主、合作、探究的氣氛中愉快度過，既順利完成教學任務，又促進其情感教育。這堂課的完成使我感到欣慰，值得我深思。
首先，良好的導入是整個課堂成功的一半，用學生自編自導的短劇導入，能夠緊緊抓住學生的心理和興趣，使課堂教學更具趣味性且更能引發學生思考。其次，考慮到教材難度比較大，而且本班學生相對基礎薄弱，詞匯積累不夠。因此教學內容的設計基本符合本班學生的實際情況，問題的設計著重指導學生如何捕捉主要信息，如何分辨有用信息和冗余信息并整合信息（如對貸款原因、申請貸款的方式和貸款種類的分類整理）。教師盡量采取多種形式讓學生參與課堂討論和思考，因此對于借錢的優缺點討論以及對周圍同學的調查可以充分調動學生的積極性，從而讓更多的學生參與到課堂中。
但是，本堂課也還存在一些不足，需要加以改進：
1、由于本堂課任務多，容量大，導致完成任務時間較緊，今后應注意教學步驟間的緊密銜接。
2、課堂閱讀時間不夠，遇到學生不理解時，應多引導，降低難度，留足時間，鼓勵學生大膽開口。
3、最后的寫作輸出由于時間有限，沒有進行過多的點評和展示，深表遺憾。
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